 審計統計報告-中英對照
 

 審計統計
aaaa提供可配置的方式，方便用戶定制開發程序過程中日志的輸出，用戶可以根據交易的需要，在程序運行不同的位置，調用日志模塊，記錄交易運行過程中的執行情況。
aaaa提供可配置的方式，設置需要登記交易日志的交易及日志內容；支持除查詢操作以外的任何金融交易、非金融交易的交易日志的記錄。
aaaa支持通過任何一個交易日志的關鍵要素去統計追蹤交易情況。比如通過柜員代號，交易代號，機構代號，交易金額，交易日期，授權標志，交易成功失敗標志，是否沖正交易等任意組合查詢統計。
 開發支持
aaaa提供良好、高效的開發支持能力以應對網點業務日新月異的變化，主要包括：
1. 提供可視化的憑證打印格式設計工具，提高憑證套打的開發效率。
2. 提供完備的AJAX客戶端開發框架，將JavaScript及DOM處理的底層機制完全封裝，提供類似于Java語言的API，降低開發難度。
3. 提供豐富的界面顯示控件庫，滿足不同種類數據展現和操作的需求。每種控件提供標準的操作API，便于開發。
4. 提供可配置的外設控制控件，只需按照實施所需的外設硬件型號提供對應的驅動文件既可正常使用，方便快捷。
技術框架對于底層技術的完整封裝，使得開發人員僅需定義界面上控件的顯示位置和對應的事件處理邏輯既可，減少開發工作量，保證快速提交。
1.1.1 產品特色與優勢
1.1.1.1 業務特點
 建立了統一的客戶界面
對公、對私客戶資料集中統一管理，每個客戶在全行的客戶號唯一。客戶在銀行的所有靜態、動態信息均能詳細記錄。從而為銀行開展客戶貢獻度分析、客戶交易行為分析、產品貢獻度分析、產品使用情況分析提供了基礎數據。同時也為客戶差異化服務創造了條件。
 建立了統一的柜面業務管理方式
支持綜合柜員制，柜面業務統一管理，覆蓋本外幣，在岸、離岸等各類業務，為開展一柜通提供了可能，為提高柜面服務質量和服務效率提供了系統支持。
 支持崗位、權限、授權方式的靈活定義
Teller產品支持靈活地設置網點的崗位及權限，支持全行柜員的統一管理和網點的自我管理，為防范銀行的操作風險、改善網點作業模式創造了條件。
1.1.1.2 技術特點
 產品成熟穩定，業務功能全
在全面支持傳統網點業務運營的基礎上，提供強大的業務管理功能及多項新業務支持功能；產品成功運行于各個銀行業務應用場景，客戶數量眾多，系統的性能及功能穩定性經過實際業務驗證。
 支持基于SOA架構的集成
作為一個獨立應用產品，采用面向服務（SOA）的架構設計方法，后臺業務邏輯通過標準的服務方式對外發布，方便與其他外部系統的集成。
 高度組件化，業務功能、操作界面可配置，資源重用度高，系統靈活性強
界面設計采用組件化方式，即將界面公共部分抽取出來作為界面組件進行重用，同時還支持界面操作流程的靈活配置，可快速匹配產品客戶實施時的界面需求差異。同時，也對業務處理邏輯的公共部分進行組件化抽取，將變化部分通過配置文件定義的方式進行剝離，從而實現對通用邏輯處理組件的重用。
 分離界面設計開發與業務邏輯實現，支持兩者并行，提高開發效率，降低維護成本
前端界面開發專注于界面表現形式和事件控制，并通過組件庫支持重用；后臺業務邏輯處理與界面開發完全分離；兩部分工作并行完成后，再通過配置方式關聯；在確保開發效率的同時，減少系統維護和調整的工作量。
 可擴展性、易維護性
 通過界面的重用和靈活的界面調整機制，確保在最小開發量和調整工作量的基礎上，快速滿足客戶對于功能差異或新功能的需求；提供對系統運行狀態的監控和恢復機制，確保在不停機情況下進行版本更新。

1.2 應用整合平臺與企業服務總線
1.2.1 產品發展介紹
神州數碼作為國內領先的銀行應用解決方案提供商，擁有成熟全面的整體金融產品解決方案架構，其中應用整合平臺系列產品Sm@rtIntegrator經歷了從點對點集成的前置系統，到EAI模式的應用集成平臺，再到基于SOA架構的企業服務總線平臺的發展歷程，緊密關注客戶需求根源與技術發展趨勢，不斷地升級換代，致力于為銀行客戶提供先進并成熟穩定的系統產品。
SOA(Service-Oriented Architecture)是面向服務的系統架構，通過在計算環境中進行設計、開發、部署和管理的服務模型，將應用程序的不同功能單元封裝為服務，使用定義良好的接口和協議聯系起來。其中接口采用中立的方式進行定義，并獨立于實現服務的硬件平臺、操作系統和編程語言，使得構建在各種系統中的服務可以用一種統一和通用的方式進行交互。SOA是動態IT的實現方式，它的價值在于跨越了不同應用系統、不同技術整合。SOA實現的關鍵之處在于不再重點考慮以技術為中心的細粒度實現，而是專注于以業務為中心的服務和流程。服務符合標準的接口和規范，具備松散耦合和可復用的特點，并可因未來業務流程的變換而采取可定制的服務編排，因而很大程度上減少了系統之間的技術依賴性，增加了銀行基礎IT架構的靈活性和透明性。
現階段神州數碼的應用整合平臺Sm@rtIntegrator已發展到5.5版本，產品基于對SOA理念的深刻理解和實踐經驗所得，整體架構體現了SOA的設計理念，堅持開放、松藕合的設計原則，通過與企業服務總線產品Sm@rtESB的有機組合為服務整合平臺，將應用整合平臺與企業服務總線的集成能力和服務管理無縫地結合在一起，通過提供基于企業服務總線的應用整合服務，來建設現代銀行IT架構中最基本的連接中樞，構筑起銀行IT系統的架構基礎。平臺基于SOA理念，通過服務整合實現全行應用整合，為銀行未來的應用系統建設奠定基礎并建立標準，并可以加快配置和部署，簡化在SOA中共享服務的管理。同時服務總線為核心業務系統及其它金融服務產品提供服務的共享，規范統一的對外接口，實現 SOA 的核心架構功能。
1.2.2 產品架構
神州數碼將通過應用整合平臺與企業服務總線為杭州銀行提供一個面向服務的基礎IT架構，不但能夠提高銀行的IT敏捷性，而且能使技術部門以較低的成本來滿足日益豐富和靈活的業務需要。應用整合平臺使“服務端點”本身不必再管理服務之間的交互，通過服務總線來方便的擴展服務，消除專門編寫的點對點、硬編碼實現的脆弱性，以及帶來的高昂變更代價。通過服務總線開發人員不再需要在各個服務端點構建集成和中介服務，如路由、協議代理、轉化、安全策略和SLA（Service Level Agreement，服務級別協議）質量策略，只需通過Sm@rtESB配置這些策略即可，從而可以有效地加快操作類應用系統的建設速度。企業服務總線將提供智能化消息代理，可實現動態路由和轉換，支持異構的服務端點，具有服務生命期管理能力（包括服務注冊、監控和設定界限的SLA 實施）。

圖表 50 應用整合平臺與企業服務總線應用架構圖
神州數碼企業服務總線產品Sm@rtESB是支撐面向服務的應用系統的底層平臺，能夠解決異構系統之間的互聯互通、企業級應用的分階段實施、存量系統的利用、組織級別服務的規范化、服務的流程和組合、系統擴展等問題，降低系統實施的風險和投資，并提供了面向服務的開發規范和工具。
Sm@rtESB是一個面向服務的企業級應用平臺，擁有完備的產品線、充分驗證的解決方案和實施方案，具備整套SOA架構下應用開發規范和工具。產品支持異構環境中的服務、消息，以及基于事件的交互，并且具有適當的服務級別和可管理性，實現應用、服務的整合，服務整合平臺將提供智能化消息代理，可實現動態路由和轉換，支持異構的服務端點，具有服務生命期管理能力。Sm@rtESB通過XML Cache機制保障系統的高效運行，完美的解決了系統的性能問題。
ESB內部是采用API方式與Queue交互，外部通過JMS協議和Queue進行交互，用戶既可選擇神州數碼的Sm@rtMessaging產品來實現與外部系統的消息交換，也能夠通過標準接口與其他的消息中間件產品實現信息交互。Sm@rtESB還能夠支持分布式部署，服務注冊信息放置在數據庫中并作為服務注冊對象持久保存，可以通過API增加服務注冊信息，并采用數據庫數據表信息同步的方式來實現多個ESB之間的服務信息同步，保證服務使用者通過ESB能夠訪問所有已注冊服務。
從架構圖上可以看到服務容器分為兩類，一種是本地服務容器，即在Sm@rtESB中本地注冊服務的服務容器；另一種是公開服務容器，對應為使用Connector連接的外部服務容器。本地服務容器通過Connector與公開服務容器建立服務連接，從而實現外部公開服務的本地化調用。
Sm@rtIntegrator內置的服務機制實現與Sm@rtESB的報文轉換與交互，并負責復合交易的服務組裝，同時提供服務和流程的監控管理。應用整合平臺采用Sm@rtIntegrator提供的應用系統的適配器與應用系統通訊，同時通過神州數碼的MBSD Proceser對應用系統私有的數據格式進行轉換，將服務請求轉發到服務總線；或將具體應用系統的服務請求翻譯為應用系統的數據格式，并以應用系統的通訊方式轉發給應用系統。
1.2.3 功能介紹
應用整合平臺與企業服務總線從功能方面可劃分為五個層次：
 
圖表 51 Sm@rtIntegrator功能層次結構示意圖
 總線基礎服務框架，為企業服務總線提供一致性保證、安全等基礎的技術手段，框架基于第三方的中間件產品和應用服務容器，針對銀行集成應用的實際特點，提供性能、可靠性和擴展能力方面的保證；
 基礎集成服務，提供總線基礎的通訊連接、信息轉換、服務路由、日志流水記錄、流量服務、附件支持等基礎的集成服務功能；
 集成服務，針對集成各類集成需求的特點提供標準服務模式、服務代理、批量模式等多種集成服務模式，還提供跨系統的流水核對這樣的應用層次的服務功能；
 流程控制，在集成服務基礎上實現服務的封裝、重用、服務組合、服務調度、流程優化和流程開發；
 服務管理，提供應用層面的服務管理、權限控制、監控管理、流量管理、故障隔離、服務報告、服務SLA等功能，這些是金融服務總線的高級應用。

Audit and count
aaaa offers the way that can be disposed , help users customize and develop the output of the daily record in the course of the procedure , users can be according to the needs of trade, in the procedure operates different positions, transfer the daily record module , write down the implementation in the trade operation course.
aaaa offers the way that can be disposed, sets up the trade needing to register the daily record of the trade and daily record content ; Support divided by is it operate financial transaction any to inquire , trade record of daily record of financial transaction.
 aaaa supports and counts and follows the trail of the trade situation through the key element of any transaction daily record . For example code names of persons who pass the cupboard, the code name of the trade, organization's code name , the amount of money of the trade, trade date, authorizing the sign, the sign that the trade succeeds in failing, wash and conclude the business and waiting for making wantonly up and inquiring about counting .
Develop and support
1. aaaa offers good , high-efficient development to support the change in order to reply the site business with rapid change of ability , include mainly:
2. Offer the visual evidence to type the form design tool , raise a set of development efficiency typed of evidence.
3. Offer the complete AJAX customer end to develop the frame , the complete encapsulation of mechanism of ground floor dealing with JavaScript and DOM, offer API similar to Java, reduce and develop the degree of difficulty .
4. Offer the abundant interface to show the controlling part storehouse , meet the demand not represented and operating with the kind data. Each kind of controlling part offers operation API of the standard, it is easy to develop .
Offer the peripheral hardware that can be disposed to control the controlling part, only need to set up the type of the hardware and offer the corresponding drive file and can already be used normally necessary outside according to implementing, convenient and swift.
1.1.1 The technologies for ground floor the encapsulation more, make developer unable to need not defining last logic already display position and corresponding incident of controlling part for interface only but, reduce and develop the work load, guarantee to submit fast.
1.1.1.1 Characteristic of the products and advantage
 Business characteristic
Have set up unified customer's interface
 To managing commonly and the private customer's materials centralizedly in unison, each customer is in the only brass-wind instrument of customer of the whole bank. Customer all static behavior, multidate information in bank can record more. Thus e condition analysis for the thing that the bank launches customer's contribution degree analysis , customer's trading activity analysis , products contribution degree analysis , products operating position analysis fed. Created conditions that customer's difference is served too at the same time .
Have set up the management style of the business unified cupboard
 The persons who support the comprehensive cupboard make, the business is managed in unison the cupboard, cover the home currency and foreign currency, on bank , all kinds of business from the bank ,etc., may offer for launching a cupboard openly, the service quality and efficiency of serving have offered systematic support in order to improve the cupboard.
Support the post , authority , authorize the flexible definition of the way
1.1.1.2 Teller products support and set up the post and authority of the site in a flexible way , the managing oneself of the unified management and site of the persons who support the whole bank cupboard, has created conditions for taking precautions against the operation risk of the bank, improving the homework mode in the site.
 Technological characteristic
The ripe stability of the products, the business is with complete function
 On the basis of supporting the traditional site business to run in an all-round way , offer the strong functions of management of business and multiple new business support functions; The products succeed in operating and using the scene in each banking, the customer is numerous in quantity , systematic performance and function stability are verified through the real business.
Support and integrate because of what SOA is built up
 Use the products independently as one, adopt and face the framework design method to serve (SOA ), backstage supporter's business logic is released to the outside through the standard method of service, the convenient integration with other outside system.
High package, business function , disposition of can operate interfacing, resource put in an position degree high, the systematic flexibility is strong
 The interface is designed to adopt package way, collect the public part of the interface to put in an position as the package of the interface, still support interfaces to operate the flexible disposition of the procedure , the interface demand difference that can match the products customer while implementing fast at the same time . Meanwhile, the public part logic to business treatment too collects the package , will change and strip by way of disposing the file to define partly, thus realize that deals with the putting to the logic in common use in an position of the package .
Separate interfaces and design and develop realizing with business logic, support the two to run side by side, improve the efficiency of developing, reduce and safeguard the cost
 The front interface is developed and absorbed in the form of expression of the interface and incident controlling, and support and put in an position through the package storehouse; Backstage supporter's business logic is dealt with and developed and totally separated with the interface; After two parts of jobs run side by side and finish, it is related to pass the way of disposing ; While guaranteeing to develop efficiency , reduce the work load of safeguarding systematically and adjustment.
Expansibility, easy safeguarding
1.2 Adjust the mechanism through the interface that puts in an position and flexible of the interface, guarantee it on the minimum developing amount and foundation of adjusting the work load , meet the customer to the function difference or the demand for the new function fast; Offer it to the control of the operation state of the system and recovery mechanism, guarantee to upgrade the edition in do not shut down cases.
1.3
1.3.1 Use and combine the platform and enterprises service bus
The products develop the introduction
The number of the Divine Land uses the solution provider as the bank leading at home, there are ripe and overall whole financial product solution frameworks, among them has used and combined the serial products Sm@rtIntegrator of platform and gone through from the point-to-point leading system that integrated, get to the integrated platform of application of EAI mode, reach the development course based on enterprises service bus platform that SOA builds up , pay close attention to customer's demand origin and technological development trend closely , is upgrading constantly, devoted to offering the advanced and ripe and steady systematic products to bank customer.
SOA (Service-Oriented Architecture ) faces the systematic framework served, service model through designing in calculating the environment , developing , disposing and management, for serve, is it define good interface and connected agreement to use different function unit encapsulation of application program. Among them the interface adopts neutrality way to define, and is independent of the hardware platform , operating system and programming language realizing being served, can be carried on to construct and is built in the service in various kinds of systems mutually to make. SOA is a realization way of dynamic IT, its value lies in crossing over different application systems, not combining with technology. Lie in not considering especially again that the detailed grain size taking technology as the centre is realized the key place where SOA realizes, but absorbed in with business serving the centre and procedure. It accords with standard interface and norm , the characteristic that possess loose coupling and can be replied and used to serve, and but because business procedure in the future varies and adopts very customized service to grade , therefore has reduced the technological dependence between the systems to a great extent , has increased flexibility and transparency that basic IT of bank builds up.
1.3.2 The application of the number of the Divine Land combines platform Sm@rtIntegrator and already develops into 5.5 editions at the present stage, the products build up the design idea which has reflected SOA wholly on the basis of to deep understanding and practical experience income of SOA idea , insist on the design principle that the open , loose lotus root is shut, through with the making organically up in order to serve and combine the platform of bus products Sm@rtESB of enterprises service, will use integrated ability and service management of combining the platform and enterprises service bus not to conbine together sewing, through offering the application based on enterprises service bus to combine and serve , to build the most basic connection centre in the modern bank IT framework, construct the framework foundation of the bank IT system. The platform combines realizing that the application of the whole bank is combined through serving because of SOA idea , establish the foundation that the application system in the future of the bank is built and set up the standard, and can accelerate disposing and disposing , simplify the management sharing serving in SOA. It is the sharing that key business system and other financial service product provide service to serve buses at the same time, the foreign interface with unified norm, realize that the core of SOA builds up the function.
Framework of the products
The number of the Divine Land will combine the platform and enterprises service bus and offer a service -oriented basic IT framework for bank of Hangzhou through using, not only can improve IT agility of the bank but also can make the engineering department meet abundant and flexible business day by day's needs with lower cost . Is it combine platform make needn't " serve extreme point " itself again between the management service mutual to use, through serving the convenient expansion service that the bus comes , dispel the fragility that the point-to-point , hard code written specially realizes, and the high change cost brought. Do not need in each service end a little more to structure integrating and intermediary sevices through serving the bus developer, if act as agent in route , agreement, transforms , safe tactics and SLA (Service Level Agreement , the agreement of rank of service ) quality tactics, only need to dispose these tactics through Sm@rtESB, thus can accelerate the construction speed of the operating type application system effectively . The enterprises service bus will offer intelligent news to act as agent , can realize the dynamic route and change , support different service extreme point that construct, is it serve life issues of managerial ability to have (is it is it register , control and establish SLA of demarcation line not to implement to serve to include).

Chart  50 uses and combines the platform and enterprises service bus and uses and builds up pursueing
Digital enterprises service bus products Sm@rtESB of Divine Land supports the platform of ground floor facing application system served, can solve and construct the interconnection between the systems differently , enterprise layer application implement stage by stage, stock system utilize , organize standardization , procedure , association and person who expand question systematically that serve that rank serve, risk and investment that the reducing system is implemented, and it is facing service to offer and develop the norm and tool.
Sm@rtESB is that one faces the enterprise layer application platform served, there are complete product line , solution that fully proves and implementing scheme, possess a whole set of SOA and build up application and development norm and tool. Products support different service , news to construct environment, and mutual because of incident, and have the proper rank of service and very managerial , realize the merger that is used , serving, serving and combining the platform will offer intelligent news to act as agent , can realize the dynamic route and change , support the different service extreme point that constructs, serve a managerial ability of life. Sm@rtESB ensures the high-efficient operation of the system through XML Cache mechanism, the perfect one has solved the systematic performance problem.
It is mutual to adopt API way and Queue within ESB, the outside is carried on mutually through JMS agreement and Queue, users can already choose the Sm@rtMessaging products of the number of the Divine Land to realize exchanging with the news of the outside system , can realize information mutually through a product the middle standard interface and other news too. Sm@rtESB can support distributed to dispose also, is it register information put among database and as is it register target keep enduringly to serve to serve, can increase and serve the information of registering through API , and adopt the way in which the data list information of the database move ahead simultaneously to realize that the service information between a lot of ESB move ahead simultaneously, can visit all already registration services through ESB while guaranteeing to serve users.
From can see to pursue to have that serve the container and is divided into two kinds to build up, one serves the container here, namely the service container of local registration service in Sm@rtESB; Another kind serves the container publicly, serve the container for the outside that uses Connector to join correspondingly. Serve the container with serve the container to set up and serve and join publicly through Connector here, thus the localization of realizing the outside and serving publicly is transfered.
1.3.3 Sm@rtIntegrator built-in service mechanism realizes that is changed and mutual with the newspaper document of Sm@rtESB, and is responsible for compounding the service of the trade is assembled, the control with the procedure is managed to provide service at the same time. Use and combine the adapter that adopts application system that Sm@rtIntegrator offers in the platform and application system communication, change through the data form of MBSD Proceser of the number of the Divine Land privately owned to the application system at the same time , will serve and ask to transmit to and serve buses ; Or ask to translate the service of the concrete application system as the data form of the application system, and transmit to the application system by way of communication of the application system.
Introduction to the function
Use and combine the platform and enterprises service bus and can be divided from the function into five levels:
 
 Chart  51Hierarchical structure sketch map of the function
 The basic service frame of the bus , the technological means to offer for enterprises service bus foundations , such as consistency assurance , security ,etc., the frame integrates the real characteristic used to the bank on the basis of a product of the middle and using serving the container of the third party's, offer performance , dependability and assurance of expanding ability ;
 The foundation is integrated and served, offer the basic communication of buses to connect , information changes , serves the route , flowing water writing down , integrated service function on the foundation that flow service , enclosure are supported ,etc. of daily record ;
 Integrate and serve, offer many kinds of integrated service modes , such as standard service mode , service acting as agent , batch mode ,etc. to the characteristic of integrating all kinds of integrated demands, offer and step the systematic service function of checking such an application level of flowing water ;
 The procedure is controlled, the encapsulation , putting in an position , serving that realizes being served on the basis of integrating and serving makes up, serves dispatcher , procedure optimizing and procedure development;
 Serve and manage, the management , authority control , control management to offer service of using the aspect, the function that flow management , trouble isolate , serving the report , service SLA ,etc., these are the advanced application of the financial service bus .

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